Universal Life & Term Insurance
During certain times in everyone's life, such as buying a home, saving for college or retirement, or just protecting your family's future, you can use affordable term life insurance to provide the funds needed in case the unthinkable happens to you.
Because we are independent brokers, we do the shopping for you to find you the best rates available.
You can also use term life to protect your business from the loss of a key employee or for funding a Buy/Sell agreement. Remember, life insurance is not for those who die, it is for those who live.
You can lock in a guaranteed level premium for 10, 15, 20, or even 30 years.
Affordable term life insurance can protect and preserve what you've worked hard to attain:
- Your Home
- College Savings
- Retirement Savings
- Your Family's Future
- Your Business
Everyone needs to have permanent life insurance protection and there is no better way to have that coverage than with a universal life policy. With a tax-deferred build up of cash value at current interest rates, universal life gives you flexibility that no other life contract can offer. It is the only policy that can be adjusted to meet the changes in your life. Let us show you the power of universal life: the policy that will be there when you need it.
A universal life contract allows you to increase or decrease (within certain limits) your death benefit to fit the changes in your life.